Looking to the future...

I have a small confession to make.
I am not doing as well at the whole paying off my debts thing as I had previously stated. In fact, I haven't even looked at my overdraft for a fortnight because I'm really scared that all my hard work will have evaporated into dust/been given to all the shops on Oxford Street.
I blame Christmas. I was doing alright, I swear financial guru, I really was. I was following your well thought out plan, I was saving money, it was torture, but it was tolerable torture and I was doing ok.
Then I went to Westfield. My mum took me to buy me a coat for Christmas. Then I planned to put the rest of my Christmas money into my overdraft. Yes, you read right, I planned to put Christmas money into my overdraft. HA! Have I met myself for fuck sake? At the end of the day laden with bags I had spent every penny. And you know what? It was damn worth it. I really did need a faux fur coat, a jumper with a tiger sequinned on the front, a black knit jumper dress, a floral clutch bag, two shirts, two round neck black T-shirts, a black and gold suede belt and a floral scarf, I really did! I was on such a high when I got home. The shopping had made me quite drunk. And then I went crazy and spent fuckloads of money on Oxford street, Spitalfields Market and drinking rum in a bar. And then I went to buy a perfume and ended up buying three because I couldn't decide which smell I liked best and they were on a 3 for 2 deal. It was at that point I knew it had all gone hazardously wrong.
Not only is my cash situation a problem, I have to admit something else. I haven't been very healthy lately. In fact, I have been a total carboholic who hasn't worked out for a week or two (it's been so cold in the mornings!) and my hard worked for abdominal muscles are well, jellified. And I'm getting quite spotty. If this is what stuffed pasta does to your skin I'm not so sure it's much of a comfort food anymore.
So, it's about time I stop being a lazy moany cow and get my life in order. And I am going to be a bit more crafty (A great way to save money I'm told). And more web savvy. This is the third blog I've had and I still can't work out how to create hyperlinks. Oh and I've been a journalist and a PR for four years, I've got a first class degree and I still can't use apostrophes. So any punctuation tips would be good too.
So, this is no longer a blog bemoaning my lack of money, this is no longer a blog lusting after things I can't afford (but if you still want to read that, you can go to my simpleblog http://www.sartorialpervert.posterous.com/) this is a turn my life around blog, a postive improve myself blog. Where I will share my hints, tips, recipes and ideas to make me a better person. A person who does things rather than buys things. I have 365 days, starting from tomorrow, to get my act together. This time next year I will be a far richer, craftier, web savier, healthier, better punctuated woman.
I just need your ideas! So please send them to me at ginger_princess365@yahoo.co.uk and I'll make sure I feature as much as I can.
And going back to the overdraft. Right, time to be brave. Let's have a look: £1,137.60 Oh shit fuck shit rubbish fuck shit shit bugger. Worse than I thought. :(